Cash Flow Forecaster

It changes everything to see your money work for you before all the spending happens. This allows you to finally win with money management and make your money roadmap to peace and freedom.

Clarity changes everything.

I'm not exaggerating when I say that the number one reason people stress about money is that they haven't fully looked at how much their life costs and used those numbers to make their plans.

Not how much it "should" cost or how much they want to admit to, but how much it really costs.

By understanding—without judgment—at how much your life costs, you unlock the HUGE potential that's present in your money right now.

With accurate inputs you can make a motivating plan to your goal that actually works.

You need this worksheet if you:

Have tried various budgeting tools and "failed" on all of them.
Are ready to finally be confident with your money.
Are done yo-yoing with credit card debt and living paycheck to paycheck.
Love the idea of getting ahead of money stuff, instead of always reacting.
Are ready to stop financing your life and start planning your life. 
Want less spending guilt and money stress. 
Want more peace, clarity and money in your life.
Have big plans for your life and all the things you want to build.

In this customizable spreadsheet, you will:

  • Walk through surfacing all your spending in a single, fresh-take spreadsheet.
  • Plan your future spending by payday or month (this forecasting aspect is critically missing from every budgeting app I've seen)
  • See how your average monthly cost of living compares to your monthly income
  • Play with scenarios and how adjustments to planned spending affect your monthly cash-flow
  • Have accurate numbers to finally plan and budget with

Frequently Asked Questions

What is the Cash Flow Forecaster™️?

This worksheet is your new best friend in money management. It's what helps you see before—things happen—how your money can stretch each paycheck. Doing so allows you see if you are cash flow positive or negative each paycheck, and make any adjustments to planned spending.

How does it work?

It's a whole lot like a spreadsheet. In fact, it is a spreadsheet. But a pretty one, and one that does for you what no budgeting tool I've done can do—help you forecast your per-paycheck spending. This is much more helpful than seeing what a hypothetical month costs.

What is special about this worksheet?

It feels way more connected to your real life than other spreadsheets that don't allow for your adjustments, or that keep you operating on a hypothetical monthly basis without ever it work on a per-paycheck basis.

What income scenarios is this designed for?

It is designed for those receiving semi-monthly paychecks (24 paychecks per year), but could easily be adjusted to accommodate bi-weekly paychecks (26 paychecks per year). It could also be adjusted for those who are self-employed since, although your income might vary, your expenses don't really and it's similarly helpful to project your cash flow each month.

Is it just a spreadsheet?

Nope! It distills down the process I use at the start of each client engagement and includes the encouragement and instructions you need for surfacing all your planned spending in a format that will flex with additions and shrink with subtractions.

Where did this worksheet start?

This worksheet comes from years of helping people change their money, and learning that they don't usually have a "budgeting" problem. The problem has been that they are trying to organize (in a budget tool) an inaccurate financial picture. Guess how well that works? :-) Surfacing everything and forecasting your cash flow is the thing that finally gets money management humming along.

You've got things to be doing.

And getting your money in order makes them all the more possible. Make more out of yo ur current money by finally seeing your true cost of living.

Trust me: this changes everything.

The worksheet includes:
  • Detailed instructions you need to complete it.
  • A real-life example to review.
  • A playground for you to add your numbers.
Start making your dreams possible by starting your happier money chapter today.


One-time payment